A great option for those who may have a low to moderate income households.
Stockton was Kentucky’s #1 rural housing lender three years in a row
- 100% financing, no down payment is required
- DTI up to 45.99%
- Single family detached, single family attached, new manufactured homes allowed and approved condominiums.
- Non-traditional credit histories may be accepted
- Flexible credit guidelines, 580 minimum credit score allowed
- No maximum purchase price
- Closing costs and prepaids can be rolled into the loan in certain situations
- Income restrictions apply
- Please check address eligibility with your SMC loan officer